/Long-Term Care-Insurance

There are Multiple Asset Protection & In-Home Care Options

WHAT IS THE PURPOSE OF TRADITIONAL  LONG-TERM CARE INSURANCE?

 

Traditional Long-term care (LTC)  insurance plans are structured to help pay for a percentage of the cost of care, while a resident in an assisted living facility, nursing home or while receiving private in-home health care, due to an inability to remain independent.  

 

In general, there are 5 (ADL's) Activites of Daily living which activate the benefits of a traditional Long Term Care Insurance Policy.  In essence, If a person is unable to perform any of the following day to day self activities on their own, this inability is what triggers as well as measures the need for Long-Term Care. 

 

  • Bathing., Dressing. Transferring., Toileting., and or Continence.

 

WHY YOU SHOULD I CONSIDER LONG TERM CARE INSURANCE?

 

With more than 70 percent of the aging population of age 65 years and over, at one point in their lifetime, they will need some type of long-term care.  Furthermore, given the increasing cost of in-home care, assisted living and nursing home facilities, choosing not to have some type of long-term care financial protection in place, has the potential of becoming a financial disaster with a significant emotional impact on you and or your loved ones’ peace of mind.

 

You may never need LTC…but if you did, how will it affect you? your family? your children?or your adult children, your spouse, or your finances?  

 

 

THE DELINGTON REPORT:

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Save Your Parents Home From Medi-Cal 

You Must act now while your parent is alive and before new  legislation takes effect.

  • MEDI-CAL PLANNING  

  • ESTATE PLANNING

  • LONG TERM CARE -ALTERNATIVE OPTION

About Us

With well over a decade of experience, Delington Financial & Insurance services were established in the year 2012 and originated in the city of Whittier, California on Greenleaf Ave.

 

While remaining grounded in our beliefs of attracting as well as retaining well-informed trained professionals with integrity, the principals of this independent brokerage firm immediately experienced moderate growth, by developing a business model that honors a professional consultation along with an effective educational approach when servicing individuals, families and business owners with value-added guidance. 

our Commitment To You. 

We aim to use an efficient - complimentary consultation, along with an effective educational approach, that will allow you to make a well-informed decision. Overall our goal is to provide you with exceptional service and support that is aligned with helping you reach and maintain your individual goals and objectives ....while having your best interest in mind. 

 

Delington Financial &Insurance Services 

Office: 1-800-705-0723 

 

21515 Hawthorne Blvd. Ste. 200

Torrance, CA. 90503

 

Email: info@delington.com

 

© 2014 Delington Financial and Insurance Services: 21515 Hawthorne Blvd. Ste. 200, Torrance, CA. 90503  - Office: 310-377-1470 - EMAIL: info@delington.com 

CA. License # 0E94802 – Since 2005

 

The applicable financial planning, investment information provided within this website is not intended as tax or legal advice.  Please consult with an experienced Tax Advisor, Attorney or Accountant, accordingly prior to acting upon any financial planning investment information contained throughout this website. In the interim be advised that Delington Financial & Insurance Services; Agents and Representatives are trained, certified and licensed by the state of California, and capable of providing complete insurance and financial advice that is relevant to the aforementioned company's product portfolio, services and strategies, featured carriers insurance and financial planning illustrations, applicable data and documents that reference an objective. Note that non-guaranteed, guaranteed values and other significant particulars based on an individual, or group results will vary and may be more or less favorable.