/ Medicare-advantage


That Best Fit For Your Needs & Budget.

Learn More About: 

Original Medicare 

Is a federally funded health insurance plan that provides Medicare Part A - (Hospital Benefits) in addition to Medicare Part B - (Medical Benefits). With original Medicare insurance, there is no prescription drug coverage.

The Medicare beneficiary (the insured) is financially responsible for 20% of the incurred cost after they cover their original Medicare Part A & B annual deductible amount. Once this is met, Medicare is then financially responsible for paying 80% of the remaining Medicare-eligible expenses.


This is commonly known as an 80%-20% transfer of risk cost structure.


Within original Medicare hospital & medical health insurance benefits platform, some insurance benefits are structured with a set price in mind, commonly known as Co-Pays; and some benefits offered are structured as a percentage price, which is known as Co-insurance.

Medicare Advantage 

Medicare Part c - private insurance Plans

In 1990 the private insurance market provided more options and benefits for Medicare-eligible beneficiaries.  Known today as Medicare Part C – Medicare Advantage - Prescription Drug plans, MAPD’S provide Medicare Part A (hospital) and Medicare Part B (medical) benefits in addition to Part D (prescription drug) coverage in a convenient all in one health insurance and prescription benefits plan.

Medicare Can Be Confusing While Leaving You in a Fog

 Questions About Medicare?

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About Us

With well over a decade of experience, Delington Financial & Insurance services were established in the year 2012 and originated in the city of Whittier, California on Greenleaf Ave.


While remaining grounded in our beliefs of attracting as well as retaining well-informed trained professionals with integrity, the principals of this independent brokerage firm immediately experienced moderate growth, by developing a business model that honors a professional consultation along with an effective educational approach when servicing individuals, families and business owners with value-added guidance. 

our Commitment To You. 

We aim to use an efficient - complimentary consultation, along with an effective educational approach, that will allow you to make a well-informed decision. Overall our goal is to provide you with exceptional service and support that is aligned with helping you reach and maintain your individual goals and objectives ....while having your best interest in mind. 


Delington Financial &Insurance Services 

Office: 1-800-705-0723 


21515 Hawthorne Blvd. Ste. 200

Torrance, CA. 90503


Email: info@delington.com


© 2014 Delington Financial and Insurance Services: 21515 Hawthorne Blvd. Ste. 200, Torrance, CA. 90503  - Office: 310-377-1470 - EMAIL: info@delington.com 

CA. License # 0E94802 – Since 2005


The applicable financial planning, investment information provided within this website is not intended as tax or legal advice.  Please consult with an experienced Tax Advisor, Attorney or Accountant, accordingly prior to acting upon any financial planning investment information contained throughout this website. In the interim be advised that Delington Financial & Insurance Services; Agents and Representatives are trained, certified and licensed by the state of California, and capable of providing complete insurance and financial advice that is relevant to the aforementioned company's product portfolio, services and strategies, featured carriers insurance and financial planning illustrations, applicable data and documents that reference an objective. Note that non-guaranteed, guaranteed values and other significant particulars based on an individual, or group results will vary and may be more or less favorable.