THE DELINGTON REPORT:

 /Medicare supplement plans 

Find a Plan That is Customized For You. 

Medi-Gap Insurance Made Easy 

WHAT ARE MEDICARE SUPPLEMENT PLANS? 

 

Medicare Supplements are significantly different types of insurance plans and also referred to as (Medigap) insurance policies.  Keep in mind, Original Medicare does not cover the cost associated with copayments, coinsurance or the annual deductible associated with the original Medicare A&B plan benefits. Overall, Medicare Supplements (Medigap) plans are designed to help pay for some or all of those costs, and depending on the Medigap plan of choice can help cover 100% of the Hospital and Medical expenses incurred.

 

HOW THE ENROLLMENT PROCESS WORKS FOR A MEDICARE SUPPLEMENT PLAN 

 

The most favorable time to enroll into a Medicare Supplement (Medigap) plan, is during either the month of your birthday, via the "birthday rule" or during your initial enrollment period, which is; three months prior to your 65th birthday the month of your 65th birthday and three months after. During both these periods you are eligible to make a change or enroll in a Medigap plan based on an approval known as “Guaranteed Issue” - This type of approval eliminates the insurance carrier from requiring you to answer questions regarding your health.  In essence, "Guaranteed Issue" eliminates going through a full underwriting process where an underwriter reviews your health history, before rendering a decision to approve or decline your Medigap insurance application. 

About Us

With well over a decade of experience, Delington Financial & Insurance services were established in the year 2012 and originated in the city of Whittier, California on Greenleaf Ave.

 

While remaining grounded in our beliefs of attracting as well as retaining well-informed trained professionals with integrity, the principals of this independent brokerage firm immediately experienced moderate growth, by developing a business model that honors a professional consultation along with an effective educational approach when servicing individuals, families and business owners with value-added guidance. 

our Commitment To You. 

We aim to use an efficient - complimentary consultation, along with an effective educational approach, that will allow you to make a well-informed decision. Overall our goal is to provide you with exceptional service and support that is aligned with helping you reach and maintain your individual goals and objectives ....while having your best interest in mind. 

 

Delington Financial &Insurance Services 

Office: 1-800-705-0723 

 

21515 Hawthorne Blvd. Ste. 200

Torrance, CA. 90503

 

Email: info@delington.com

 

© 2014 Delington Financial and Insurance Services: 21515 Hawthorne Blvd. Ste. 200, Torrance, CA. 90503  - Office: 310-377-1470 - EMAIL: info@delington.com 

CA. License # 0E94802 – Since 2005

 

The applicable financial planning, investment information provided within this website is not intended as tax or legal advice.  Please consult with an experienced Tax Advisor, Attorney or Accountant, accordingly prior to acting upon any financial planning investment information contained throughout this website. In the interim be advised that Delington Financial & Insurance Services; Agents and Representatives are trained, certified and licensed by the state of California, and capable of providing complete insurance and financial advice that is relevant to the aforementioned company's product portfolio, services and strategies, featured carriers insurance and financial planning illustrations, applicable data and documents that reference an objective. Note that non-guaranteed, guaranteed values and other significant particulars based on an individual, or group results will vary and may be more or less favorable.