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Nurse Assisting the Elder


Nurse helping patient on walker


Studies show that people are living longer. As a result, more than 70 percent of the aging demographic of 65 years and over, at one point in their lifetime will need some type of long-term care. 

According to Genworth's Cost of Care 2004-2019 report, "From 2004 to 2019, the cost of the facility and in-home care services has risen on average from 1.71%-3.64% per year. That is an increase of $829 a year for home care and up to $2,468 a year for a private room in a nursing home. Furthermore, this report notes that at this rate, some care costs are outpacing the U.S. inflation rate of 2.1%* by almost double.

As you age, you may become more concerned about the financial impact a long-term care event can have on your entire financial security. Furthermore, as rates of home care and private nursing facilities cost increase, not having a long-term care insurance or alternative in place, can also have an emotional and financial impact on you and your loved one’s peace of mind. 


You may never need Long Term Care insurance. But if you did, how will it affect you, your immediate family, your spouse, your adult children, and your finances?


At Delington Financial & Insurance Services, we Offer Multiple Long Term Care Options That Can Be Tailored to Fit Your Needs. 

  • In-Home Care Plans

  • Medi-Cal Asset Protection Planning

  • Reverse Mortgage Options

  • Long Term Care Insurance Investment Options

Caregiver with Patient
Contact Us Today
For your Free- Long-Term Care Planning Consultation

Call us : 

1-(800) 705-0723

 Schedule Your Consultation Today!

Save Your Parents Home

From Medi-Cal

True Freedom Logo

With a Long-Term care Alternative Option


You Must act now while your parent is alive

and before new legislation takes effect.

Contact our entrusted referral

MEDI-CAL Planning Attorney

Joe Girard, Esq- Phone: 310-823-3943
​Elder Law & Medi-Cal Specialist - Servicing all counties throughout Northern & Southern California

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