/indemnity insurance



Based on a contractual agreement which is set between two parties, i.e., the (insurance carrier and the insured), indemnity insurance policies are designed to provide a percentage/reimbursement of the cost that is incurred by the insured and based on the qualified out of pocket expense indemnifies the insured for qualified medical or hospital services rendered. 




Some examples of an out of pocket medical or hospital expense an insured can be reimbursed or indemnified for are but not limited to:   


  • A Heart Attack-or Stroke

  • The treatment of Type 1 Diabetes

  • Sudden Cardiac Arrest—Paralysis due to an accident 

  • Major Third— Degree Burns

  • Prescribed Physical / Rehabilitation Therapy  

  • Required Home Health Care

  • Initial Diagnoses of Cancer

  • Chemotherapy Treatment

  • Skin Cancer Surgery

  • Extended Care Hospital Facilities




Overall, under an indemnity insurance  agreement, if an insured experiences an unforeseen accident or illness where he or she is unable to work in order to maintain their regular earned wages, while recovering, if insured under an indemnity insurance plan the injured or ill would be able to create a percentage level of income protection; by being indemnified / reimbursed by the insurance carrier for a qualified medical or hospital expense due to a qualified accident or illness.    








About Us

With well over a decade of experience, Delington Financial & Insurance services were established in the year 2012 and originated in the city of Whittier, California on Greenleaf Ave.


While remaining grounded in our beliefs of attracting as well as retaining well-informed trained professionals with integrity, the principals of this independent brokerage firm immediately experienced moderate growth, by developing a business model that honors a professional consultation along with an effective educational approach when servicing individuals, families and business owners with value-added guidance. 

our Commitment To You. 

We aim to use an efficient - complimentary consultation, along with an effective educational approach, that will allow you to make a well-informed decision. Overall our goal is to provide you with exceptional service and support that is aligned with helping you reach and maintain your individual goals and objectives ....while having your best interest in mind. 


Delington Financial &Insurance Services 

Office: 1-800-705-0723 


21515 Hawthorne Blvd. Ste. 200

Torrance, CA. 90503


Email: info@delington.com


© 2014 Delington Financial and Insurance Services: 21515 Hawthorne Blvd. Ste. 200, Torrance, CA. 90503  - Office: 310-377-1470 - EMAIL: info@delington.com 

CA. License # 0E94802 – Since 2005


The applicable financial planning, investment information provided within this website is not intended as tax or legal advice.  Please consult with an experienced Tax Advisor, Attorney or Accountant, accordingly prior to acting upon any financial planning investment information contained throughout this website. In the interim be advised that Delington Financial & Insurance Services; Agents and Representatives are trained, certified and licensed by the state of California, and capable of providing complete insurance and financial advice that is relevant to the aforementioned company's product portfolio, services and strategies, featured carriers insurance and financial planning illustrations, applicable data and documents that reference an objective. Note that non-guaranteed, guaranteed values and other significant particulars based on an individual, or group results will vary and may be more or less favorable.