/retirement planning/Analysis

WHY IS HAVING  A (Formal-Written) RETIREMENT PLAN  IMPORTANT?

 

Retirement planning is a decision-making process that includes implementing short as well as long-term strategies to help you reach your retirement planning goals.     

 

In general, a sound retirement plan should have several resources of income established; to withdraw from, estimates short- and long-term expenses, and places into action an emergency/savings program as well as properly structures and manages the withdrawal orders of your income producing assets.

 

WHY IS IT IMPORTANT TO PLAN FOR THE PREDICTABLE WHILE PREPARING FOR THE UNEXPECTED BEFORE RETIREMENT?

 

People are now living a longer life, and because of your age, health and or skill set at retirement, which might prevent you from doing so; you really can’t rely on continuing to work, through your retirement years.

 

Prior to retiring, it is important to plan for a retirement that enables you to maintain the lifestyle you worked hard for.  And helps you maintain your independence while having the resources to live as comfortable as possible. However, retirement planning can become challenging if you elect not to address critical retirement risk that could possibly impact your financial security and independence. For example, increasing taxes, the rising cost of living or the unexpected expense of a long-term care event...has the potential of causing financial challenges throughout your retirement years. 

 

WHAT ARE THE BENEFITS OF HAVING  A (Formal) RETIREMENT PLAN IN WRITING?

 

Having a formal written retirement plan allows you to monitor, adjust and become more focused on reaching your retirement planning goals. 

 

At Delington we utilize a comprehensive examination with a detailed evaluation of your current financial state. In moving forward, we create an exclusive easy to understand analysis that measures how the effects of increasing taxes, inflated cost of living, and how the experience of a projected short or long-term care expense, or when to collect social security benefits and more, will have on your retirement planning foundation and overall independence throughout your retirement.  

THE DELINGTON REPORT:

About Us

With well over a decade of experience, Delington Financial & Insurance services were established in the year 2012 and originated in the city of Whittier, California on Greenleaf Ave.

 

While remaining grounded in our beliefs of attracting as well as retaining well-informed trained professionals with integrity, the principals of this independent brokerage firm immediately experienced moderate growth, by developing a business model that honors a professional consultation along with an effective educational approach when servicing individuals, families and business owners with value-added guidance. 

our Commitment To You. 

We aim to use an efficient - complimentary consultation, along with an effective educational approach, that will allow you to make a well-informed decision. Overall our goal is to provide you with exceptional service and support that is aligned with helping you reach and maintain your individual goals and objectives ....while having your best interest in mind. 

 

Delington Financial &Insurance Services 

Office: 1-800-705-0723 

 

21515 Hawthorne Blvd. Ste. 200

Torrance, CA. 90503

 

Email: info@delington.com

 

© 2014 Delington Financial and Insurance Services: 21515 Hawthorne Blvd. Ste. 200, Torrance, CA. 90503  - Office: 310-377-1470 - EMAIL: info@delington.com 

CA. License # 0E94802 – Since 2005

 

The applicable financial planning, investment information provided within this website is not intended as tax or legal advice.  Please consult with an experienced Tax Advisor, Attorney or Accountant, accordingly prior to acting upon any financial planning investment information contained throughout this website. In the interim be advised that Delington Financial & Insurance Services; Agents and Representatives are trained, certified and licensed by the state of California, and capable of providing complete insurance and financial advice that is relevant to the aforementioned company's product portfolio, services and strategies, featured carriers insurance and financial planning illustrations, applicable data and documents that reference an objective. Note that non-guaranteed, guaranteed values and other significant particulars based on an individual, or group results will vary and may be more or less favorable.