FINANCIAL RISK MANAGEMENT

A process that thoroughly identifies, analyzes and strategically prepares for the potential financial loss against uncertainty by proactively taking the appropriate actions in protecting, minimizing and mitigating the probability for significant monetary losses.  

  • Health & Life 

Life Insurance; 

 1 in 3 - homes would have immediate financial trouble paying expenses...if they were to lose their primary wage earner.

We offer a process that will help you identify and prepare for an exposed financial risk while giving you the ability to proactively implement a customized solution that will help you prevent and or reduce your unprotected financial risk and its impact on a financial loss.

8 in 10 - underestimate the true cost of life insurance. 

Family is Everything.....It's not for you it's for them. 

Health Insurance; 

It is an option that protects your lifestyle from the full-expense of an unexpected accident or illness. With health insurance, you eliminate the probability of Financial Bankruptcy.  

Recent research shows that 66.5 percent of all bankruptcies were tied to non-insurance medical issues —either because of high costs for care or loss of income from time off from work.

The American, Dental Association, studies have shown that Diabetes, Heart Disease, Kidney Failure, and Oral Cancer are linked to bad oral hygiene

Dental Insurance; 

Accident & Illness Indemnity ( Cost Reimburstment) Insurance 

What if a long-term accident or illness kept you from being able to work?  How long could you go without your regular paycheck? 

How would your family meet monthly expenses and ongoing bills? 

According to the Academy of General Dentistry. 

" a wholesome smile-can be an excellent sign of good health" 

because life happens....

That's why there are accident, illness, and disability insurance options. 

Medicare Supplements, Medicare Advantage, Prescription Drug Plans. 

With becoming Medicare eligible or reaching the milestone of turning 65, comes the complexities of gaining a better understanding of how Medicare  Part A& Part B, works,  with Part C & Part  D  supplemental insurance options.   

Original Medicare provides good basic health coverage, but it pays only about 80% of approved costs

There are over 40 Medicare Advantage Plans., 30 Stand-Alone Prescriptions Drug plans and 16 Special Needs plans available in the industry today.  There are currently 12 Private insurance companies offering these types of Part  C& D options. (each company has multiple options) 

If you're looking for experienced professional guidance, that is committed to integrity, patience, and above and beyond support....with your best interest in mind.  

© 2020 - Delington Financial and Insurance Services.  21515 Hawthorne Blvd, Ste. 200 Torrance, CA. 90503  Office: 1-800-705-0723 

EMAIL: info@delington.com - CA. License # 0E94802 - The applicable financial planning, investment information provided within this website is not intended as tax or legal advice. Please consult with an experienced Tax Advisor, Attorney or Accountant, accordingly prior to acting upon any financial planning investment information contained throughout this website. In the interim be advised that Delington Financial & Insurance Services; Agents and Representatives are trained, certified and licensed by the state of California, and capable of providing complete insurance and financial advice that is relevant to the aforementioned company's product portfolio, services, and strategies, featured carriers insurance and financial planning illustrations, applicable data, and documents that reference an objective. Note that non-guaranteed, guaranteed values and other significant particulars based on an individual, or group results will vary. 

Call

T: 1-800-705-0723

F:  310-921-5372

 Office: 

 21515 Torrance Blvd. Ste. 200

 Torrance, CA. 90503

Committed to; Professional integrity, ... Above and Beyond a Lifetime of  Support.