FINANCIAL RISK MANAGEMENT
Helping You Maintain Your Health- Life & Peace of Mind.
Financial risk management; identifies, analyzes, and strategically prepares for the potential financial loss against uncertainty by proactively taking the appropriate actions in protecting, minimizing, and mitigating the probability of a significant financial loss.
The American, Dental Association, studies have shown that Diabetes, Heart Disease, Kidney Failure, and Oral Cancer are linked to bad oral hygiene
" a wholesome smile-can be an excellent sign of good health"
Individual and family health insurance benefits protect you and your family's financial lifestyle and future, from 100% liability that can occur from an unexpected accident or illness when uninsured.
With a sound health insurance plan that fits your needs and budget, you can eliminate the probability of experiencing financial bankruptcy.
Recent research shows that 66.5 percent of all bankruptcies were tied to non-insurance medical issues —either because of high costs for care or loss of income from time off from work.
1 in 3 - homes would have immediate financial trouble paying expenses...if they were to lose their primary wage earner.
8 in 10 - underestimate the true cost of life insurance.
Family is Everything.....LifeInsurance; It's not for you it's for them.
Accident & Illness Indemnity (Cost Reimbursement) Insurance
because life happens....
What if a long-term accident or illness kept you from being able to work? How long could you go without your regular paycheck?
How would your family meet monthly expenses and ongoing bills?
Protect your income with an Accident, Illness and Disability Option
Medicare Supplements, Medicare Advantage, Prescription Drug Plans.
Reaching the milestone age of turning 65, and becoming Medicare insurance eligible brings with it the complexities of gaining a better understanding of how Medicare Part A& Part B insurance works, along with Medicare Part C supplemental options and Part D prescription drug benefits.
Original Medicare provides good basic health coverage, but it pays only about 80% of approved costs. You pay 20%
In California; there are over 40 Medicare Advantage Plans., In addition to; 30 Stand-Alone Prescriptions Drug plans and 16 Special Needs plans available in the industry today. There are currently 12 Private insurance companies offering these types of Part C& D options. (each company has multiple options)
If you're looking for knowledgable guidance, to address your concerns and questions and help you review the options that fit your needs, and who will remain committed to your best interest with above and beyond support....